BUSINESS GROUP HEALTH INSURANCE

WE'VE SAVED BUSINESS CLIENTS THOUSANDS IN PREMIUMS A YEAR

Business Insurance Services in Broomfield, CO

  Serving Arvada, Thornton, Westminster, Denver, CO, and Surrounding Areas

Our Health Shop Insurance Agency in Broomfield, CO, provides comprehensive business health insurance solutions. We specialize in offering group health insurance specifically designed for your business, your employees and your budget.

 

Learn About Our Services

 

Business insurance can be complex and difficult to wade through when you have every day business needs to attend to. We help simplify the process. We gather the necessary information, discuss the specific needs and desires for your business insurance.

Our team will research carriers, plans and providers in your area. Once we have the the best options that meet your needs, we provide a consultation over the phone or in person. Together we discuss the options and determine which products are the best fit for your business. We walk you through the enrollment process, answer questions, and help you complete all the necessary documents for enrollment.

No Cost to You

 

The good news is there are no fees for our services. Health broker commissions are regulated by the Colorado Department of Insurance and are embedded in healthcare premiums whether you utilize broker services or not. Premiums are not affected whether an employer has a licensed broker represent you or you go it alone. We recommend employers use a qualified and licensed health insurance broker.

 

Simplify your company insurance process with Health Shop Insurance Agency in Broomfield, CO. Call 303.425.4466 to get a free quote today.

Free personal Consultation & Benefit Analysis

Guaranteed lowest rates

Research Your Doctor and Hospital Needs

On Site Employee Enrollment & Renewal Meetings     

   

Year-round Service and Plan Management - 

     Member Changes, Billing, Claims etc.            

Your Advocate in Dealing with Carriers

 

Annual Market Reviews and Renewal Management

Benefit & HR Online Support Tools

Added Savings with Supplements / Wellness Programs

 

Protection Options for Owners, Partners & Key Employees

What We Provide

Our Process

Consultation & Quote

We assess your needs and do the research. We compare hundreds of plans and advise you which carriers and plans work closely with your specific needs and budget. Our brokers can also include additional benefits such as dental and life at your request. 

 

We offer onsite or over the phone consultations and provide the information you need such as out of pocket costs, co-pays, deductibles, health reform, provider networks, carrier customer care and benefit services in your area. We ensure you understand the cost, the benefits and the options available as an employer.

Learn More About Types of Health Plans

 Enrollment & Submission 

Once you choose a plan(s), we help manage the enrollment process. We ensure appropriate employer documents are complete, submitted timely to the carrier and the plan put in place properly. 

Our agents also offer on site employee enrollment meetings to answer employee questions in detail and assist employees complete application forms for themselves and their dependents.

 Plan Management

We help administer your business policy throughout the year and are committed to provide personalized customer service to each and every client. Whether you need help with a claim, additional forms, would like assistance with employee enrollment changes, or simply have questions, our team is here for you!

Supplemental Products

Offering health benefits and additional products are a driving factor for employers to attract and retain quality employees. Group supplemental products, such as dental, life, short/long term disability, through a group plan will generally cost less than an employee could purchase on their own. We can help you incorporate Sponsored group products for which you contribute to the cost. We can also provide Voluntary products where the employee "chooses" to enroll and pays 100% of the premium, and still enjoy the benefit of the lower cost of a small group plan. Group products are also generally offered without a medical exam, where this is generally required with individual products.

Business Protection

Businesses of all sizes need protection. Business owners, partners and certain key employees can be vital to the everyday running of a business. We can show you policies that can protect the success of your business in case of an injury, illness or death of a key person. Some policies offer a cash benefit, or monthly income, allowing a business to sustain itself due to a temporary or permanent absence of an owner or key person.

Benefit and HR Support

We offer employers free access to benefit and HR support. This powerful online system gives a comprehensive view of benefit and human resource information. Here you can create employee handbooks, download posters, access employment forms and video tutorials and more. Health Shop also has created partnerships to help you stay compliant with ERISA, HIPAA, and the ACA.     Learn More...

Some carriers have lessened employer contribution requirements allowing employers more freedom to choose the amount they wish to contribute to their employee premiums. This helps employers control costs, while still offering lower premiums and a great value to their employees.

Employer Contributions

HYDRA

Minimum participation level requirements have also relaxed. This allows more employers the opportunity to offer better health and ancillary benefits at a lesser price to the employees who need them.

Minimum Participation 

SANTORINI

The employer's contribution of premium for employees are not only a tax deduction for your business, but are not considered wages and are not subject to payroll tax. With a POP plan in place, the employee can also pay their share pre-tax, saving you and your employees additional payroll taxes.*1 

Tax Advantages

MYKONOS

The Good News for Employers

For the first time, group health plans are generally richer and premiums lower than individual health premiums.

Friendlier employer requirements have allowed group health plans to become an even more inviting option for employers. 

DOES YOUR BUSINESS QUALIFY FOR A SMALL BUSINESS TAX CREDIT?...

We are certified brokers on Connect for Health Colorado

Some of the Carriers we work with:

WHAT OUR CLIENTS THINK

"A friend of mine referred me to Health Shop nearly 8 years ago. I was pleasantly surprised at how informative and friendly Ron was when explaining my options. He helped me with all the paperwork and I had a policy in place within 2 weeks. It is my pleasure to recommend Health Shop to anyone that is considering their services."

Denise H - Business Owner

"Health Shop has been an invaluable resource and has made such a difference! With their help we have even been able to incorporate  dental and disability policies. We are grateful for their hard work and caring attitude, we highly recommend Health Shop brokers."

   Chuck L - Individual Client

"Over the 5 years that I have worked with Health Shop, I have found the staff extremely friendly and helpful. It's refreshing to speak to a live person and have emails returned right away! My agent contacts me well before my renewal and explains the best options for the company and the employees. I strongly recommended Health Shop to any business."

Sandra M - Human Resource

Health Shop       

   Five Star Award Winner

Five Star Professionals conduct surveys from 15,000 to 30,000 Denver businesses, industry peers and leaders. Health Insurance Professionals are rated on key criteria including integrity, communication, and customer service. Only 7% or fewer business insurance and benefit professionals qualify in a given market.

why use our brokers

Your insurance needs are too important to leave to just anyone! 

We know the Colorado market

and won't let you fall behind the curve.

HEALTH REFORM

We make it easier to understand what health reform means to you.

Consulting

We offer consultations to help you make informed health care decisions for you and / or your family.

HOW THE ACA SEEMS TO AFFECT CONSUMERS DISPROPORTIONATELY

April 17, 2019

LOWER HEALTH PREMIUMS ... HOW YOU BUY REALLY CAN MAKE A DIFFERENCE

April 16, 2018

WELLNESS PROGRAMS-MORE THAN JUST YOGA!

March 20, 2018

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We are available to answer your questions over the phone, email, or in person.

 CALL US 303.425.4466  

SCHEDULE AN APPOINTMENT TODAY FOR A FREE CONSULTATION

11001 W. 120th Ave Suite 400, Unit A

Broomfield, CO 80021

OUR COLORADO SERVICING AREAS 

Arvada

Aurora

Boulder

Broomfield

Brighton

Centennial

Cherry Hills

Commerce City

Dacono

Denver

Englewood

Erie

Federal Heights

Firestone

Frederick

Ft Collins

Ft Lupton

Golden

Greenwood Village

Gunbarrel

Henderson

Highlands Ranch

Hudson

Lakeside

Lakewood

Lafayette

Lochbuie

Longmont

Louisville

Loveland

Northglenn

Parker

Thornton

Todd Creek

Wheat Ridge

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© 2017 by Health Shop | Health Insurance Agency Denver | All rights reserved

*1 Please consult your professional.