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Small business owner

  TODAY SMALL GROUP PLANS ARE LARGELY

RICHER IN BENEFITS...    MORE COST EFFECTIVE...    MAY BE PURCHASED ANYTIME...

Health Insurance Broker Broomfield, Co

How you buy...really can make a difference. No matter what business you own.

Historically, group health insurance premiums have always been higher than individual market premiums. However, with the employer contribution, still a great buy for the employee, gives the employer a competitive edge to keep quality employees and offers tax advantages to both the employee and the employer. 

yer chooses.

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It Just Got Better.

The past several years have brought countless changes to our health care system.  Individual health plans have seen - premiums rise 10 to 40% annually, higher out of pocket expenses, and of course the limitation to purchase a plan once a year at open enrollment in January.  

On the other hand, small group plans have:

Restaurant Chefs
Smiling Dog Groomer
Plant Nursery
Hair Stylist
Small Business Real Estate Agent Business
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  • Remained more stable in cost.

  • More constant in benefits.

  • May still be purchased when the employer chooses.

  • Tobacco users are not rated up.

Do You Own a Small Business

Group health plans do have particular requirements and vary per carrier, however, many carriers have lessened employer  contribution levels and minimum participation requirements, allowing more businesses to qualify. A Win Win for employers and their employees. Supplemental products such as dental, life and disability are often less expensive and not medically underwritten with a group health plan.

 

If you answer yes to the questions below and would like to learn what a group plan could do for you and your employees, give our brokers a call. We can generally tell you if your business would qualify and run a quote the same day. 

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Do You Own a Small Business

Do You Have One or More Employees

Each carrier has specific requirements in order to begin a group health plan. Feel free to contact us to see if your business may qualify. 

CALL US AT 303.425.4466

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WHY USE OUR BROKERS

See how we help you find the answers you need

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HR SUPPORT

Utilize an online support system built for businesses of any size

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CONSULTING

We offer consultations to help you make informed health care decisions for your business and your employees

OUR COLORADO SERVICING AREAS 

Arvada

Aurora

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Longmont

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© 2017 by Health Shop | Health Insurance Agency Denver | All rights reserved

*1 Please consult your professional.

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